46 McKenzie Dr, Collins, MS 39428 Property Records

Covington County property record for 46 McKenzie Dr, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,790 sqft · built 1978
Lot Size	31.5 acres (1,372,140 sqft)
Owner	2 Individual Names on File
Tax Bill	$538 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133008 02500`

Property Details

APN / Parcel Number

Primary APN	`133008 02500`
Alternative APN	`4585`

Interior

Full Baths	2 Baths
Building Area	1,790 sqft Adjusted Area
1st Floor Area	1,396 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,372,140 sqft (31.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	4585
Street Address	46 MCKENZIE DR
City	COLLINS
State	MS
Zip	39428-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW4 SW4 LESS 3.5 AC E/S & LESS 4 AC ON N/S & LESS 1 AC SEC 1008260 B 0342 P 0611 06/09/2020
Legal Range	16W
Legal Township	08N
Legal Section	08
Jurisdiction	COVINGTON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1071
Census Tract	950300

Owner

46 McKenzie Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Covington County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Mar 9, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI
Aug 27, 2020	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Jun 9, 2020	Warranty Deed, Transfer
Mar 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2020
Transfer Doc	342/611
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MCKENZIE DR, COLLINS, MS 39428-6344

Mortgage

Document Number	000842/123
Date	Dec 19, 2025
Book Page	842/123

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	746/224
Date	Mar 9, 2018
Book Page	746/224
Instrument	1054640

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	96 Months
Due	Mar 5, 2026

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	780/201
Date	Aug 27, 2020
Book Page	780/201
Instrument	1064993

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	MOUNT OLIVE, MS 39119

Agreement

Amount	Amount on Record
Term	61 Months
Due	Sep 28, 2025

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Jun 9, 2020
Property Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Document Number	342/611
Book / Page	342 / 611
Instrument Date	Jun 9, 2020
Instrument	1064015
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MCKENZIE DR, 85, COLLINS, MS 39428-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 MCKENZIE DR, COLLINS, MS 39428-6344

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Mar 1, 2018
Property Address	46 MCKENZIE DR, COLLINS, MS 39428-6344
Document Number	329/406
Book / Page	329 / 406
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MCKENZIE DR, 85, COLLINS, MS 39428-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 MCKENZIE DR, COLLINS, MS 39428-6345

Tax Assessment & Valuation

The 2025 property tax bill for 46 McKenzie Dr was $538 with exemptions applied.

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00 Disabled Person's exemption	$8,715
2024	$538.00		$84,970 (-0.7%) Land $12,350 Building $72,620
2023		$8,805 (-0.2%)	$85,570 (-0.14%) Land $12,950 Building $72,620
2022	$492.00 Disabled Person's exemption	$8,823	$85,690 Land $13,070 Building $72,620
2019	$940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 McKenzie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 McKenzie Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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