Essex County and Beverly City property record for 46 McKay St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 1958 |
| Lot Size | 0.267 acres (11,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Sep 2016) |
| Tax Bill | $6,861 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 3,002 sqft |
| Basement Area | 1,210 sqft |
| Unfinished Basement | 1,210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,622 sqft (0.267 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 5956 |
|---|---|
| Street Address | 46 MCKAY ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 164 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217202 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jun 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on Record |
| Deed Sale | Sep 15, 2016 · Amount on Record |
| Prior Sale | Apr 27, 2007 · Amount on Record |
| Deed Book / Page | 35263 / 2 |
| Last Transfer Date | Jun 11, 2020 |
| Transfer Doc | 38622-198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040177-224 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 40177/224 |
| Instrument | 20210816001030 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40177-224 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 40177/224 |
| Instrument | 20210816001030 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38860-431 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 38860/431 |
| Instrument | 20200825004870 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jun 17, 2020 |
| Property Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Document Number | 38622-198 |
| Book / Page | 038622 / 000198 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 17004130 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 MCKAY ST BEVERLY MA 019153011, BEVERLY, MA 01915-3011 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 17, 2017 |
| Property Address | 46 MCKAY ST, BEVERLY, MA 01915-3011 |
| Document Number | 35614-403 |
| Book / Page | 035614 / 000403 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 1701170104 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 MCKAY ST BEVERLY MA 019153011, BEVERLY, MA 01915-3011 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,861.00 (+4.25%) | $624,300 (+6.54%) Land $375,600 Building $248,700 | $645,525 |
| 2024 | $6,581.00 (+3.85%) | $586,000 (+4.12%) Land $337,300 Building $248,700 | |
| 2023 | $6,337.00 | $562,800 Land $314,300 Building $248,500 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1990–2022) |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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