46 Mayflower Ln, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 46 Mayflower Ln, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,889 sqft · built 1980
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2020)
Tax Bill	$13,363 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:140 L:127002`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:140 L:127002`
Alternative APN	`75368`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	4,159 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	75368
Street Address	46 MAYFLOWER LN
City	OSTERVILLE
State	MA
Zip	02655-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	127002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2009
Census Tract	13002

Owner

46 Mayflower Ln is owned by two individuals who bought it in January 2020.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 BOYLSTON ST, BOSTON, MA 02116-3700
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK
Jan 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	2020806
Deed Book / Page	32603 / 327
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	32603-327
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	46 MAYFLOWER LN, OSTERVILLE, MA 02655-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31600-287
Date	Oct 17, 2018
Book Page	31600/287
Instrument	51483

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jan 7, 2020
Property Address	46 MAYFLOWER LN, OSTERVILLE, MA 02655-2109
Document Number	32603-327
Book / Page	032603 / 000327
Instrument Date	Dec 16, 2019
Instrument	806
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 GARRISON RD WELLESLEY MA 024822342, WELLESLEY, MA 02482-2342

Tax Assessment & Valuation

The 2025 property tax bill for 46 Mayflower Ln was $13,363, up 10.7% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,363.00 (+10.71%)	$1,651,800 (+6.88%) Land $900,400 Building $751,400	$1,754,080
2024	$12,070.00 (+9.88%)	$1,545,500 (+17.33%) Land $900,400 Building $645,100
2023	$10,985.00	$1,317,200 Land $744,100 Building $573,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Mayflower Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Mayflower Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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