46 Maple St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 46 Maple St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,586 sqft · built 1910
Lot Size	0.164 acres (7,120 sqft)
Owner	2 Individual Names on File
Last Sale	$58,194 (Sep 2009)
Tax Bill	$2,608 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`141600 39.71-3-26.1`

Property Details

APN / Parcel Number

Primary APN	`141600 39.71-3-26.1`
Alternative APNs	`16000397100003026000` `003 0188000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,302 sqft
Upper Floors Area	284 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,120 sqft (0.164 acres)
Lot Dimensions	89 ft deep x 80 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003 0188000
Street Address	46 MAPLE ST
City	TONAWANDA
State	NY
Zip	14150-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAR MEADOW
Legal Block	3
Legal Lot Number	26.100
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3008
Census Tract	17200

Owner

46 Maple St is owned and occupied by two individuals who bought it in September 2009.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 21, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage COUNTY OF ERIE
Mar 22, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2009 · Amount on File
Deed Sale	Sep 21, 2009 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	20092009189825
Deed Book / Page	11169 / 9469
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAPLE ST, TONAWANDA, NY 14150-4011

Mortgage

Document Number	0141701661
Date	Aug 11, 2025
Book Page	14170/1661
Instrument	2025144018

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	474 Months
Due	Feb 1, 2065

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAPLE ST, TONAWANDA, NY 14150-4011

Mortgage

Document Number	0141235089
Date	Apr 18, 2024
Book Page	14123/5089
Instrument	2024062082

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2049

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAPLE ST, TONAWANDA, NY 14150-4011

Mortgage

Document Number	0140683655
Date	Sep 21, 2022
Book Page	14068/3655
Instrument	2022179755

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Apr 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAPLE ST, TONAWANDA, NY 14150-4011

Mortgage

Document Number	0140324915
Date	Dec 27, 2021
Book Page	14032/4915
Instrument	2021257505

Lender

Name	COUNTY OF ERIE
Type	Government Agency
Address	BUFFALO, NY 14202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	46 MAPLE ST, TONAWANDA, NY 14150-4011
Document Number	0138924183
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAPLE ST TONAWANDA NY 141504011, TONAWANDA, NY 14150-4011

Mortgage

Document Number	0138924183
Date	Apr 9, 2019
Book Page	013892/004183

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 46 Maple St was $2,608 with a homeowner's exemption, down 7.2% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,608.00 (-7.22%) Homeowner's exemption
2025	$2,811.00 (-39.87%)	$167,000 (-) Land $20,800 Building $146,200	$192,000 (+6.9%) Land $23,914 Building $168,086
2024	$4,675.00 Homeowner's exemption	$167,000 (-) Land $20,800 Building $146,200	$179,600 (+7.54%) Land $22,369 Building $157,231
2023	Homeowner's exemption	$167,000 Land $20,800 Building $146,200	$167,000 Land $20,800 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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