46 Mallard Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 46 Mallard Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.271 acres (11,828 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2023)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-170-012`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-170-012`
Alternative APN	`28120170012 (CHECK DIGIT = 3)`

Exterior

Lot Area	11,828 sqft (0.271 acres)

Location & Zoning

Account Number	28120170012
Street Address	46 MALLARD DR
City	CHATHAM
State	IL
Zip	62629-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 41 QUAIL MEADOW ESTATES 2ND PLAT 12-14-6
Legal Subdivision	QUAIL MEADOW ESTATES
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4017
Census Tract	3202

Owner

46 Mallard Dr is owned and occupied by an individual who bought it in November 2023.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	46 MALLARD DR, CHATHAM, IL 62629-1025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage INB NA
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Document Number	202321373
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 20, 2023
Property Address	46 MALLARD DR, CHATHAM, IL 62629-1025
Document Number	2023R21373
Map Reference	PB 21 PG 82
Instrument Date	Nov 6, 2023
Instrument	2023R21373
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MALLARD DR, CHATHAM, IL 62629-1025

Mortgage

Document Number	2023R21374
Date	Nov 20, 2023
Instrument	2023R21374

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	46 MALLARD DR, CHATHAM, IL 62629-1025
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R23993
Date	Sep 18, 2017
Instrument	2017R23993

Lender

Name	CREDIT UNION ONE
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 21, 2020
Property Address	46 MALLARD DR, CHATHAM, IL 62629-1025
Document Number	2020R08407
Map Reference	PB 21 PG 82
Instrument Date	Apr 8, 2020
Instrument	2020R08407
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	767 BRECCIA AVE, 767, LOVELAND, CO 80537-5827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 MALLARD DR, CHATHAM, IL 62629-1025

Mortgage

Document Number	2020R08408
Date	Apr 21, 2020
Instrument	2020R08408

Lender

Name	SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Mallard Dr was $5,050 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,050.00	$75,794 Land $11,720 Building $64,074	$227,382 Land $35,160 Building $192,222
2022	$4,682.00	$61,008 Land $9,434 Building $51,574	$183,024 Land $28,302 Building $154,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Mallard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

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