46 Main St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 46 Main St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 11,896 sqft · built 1989
Lot Size	0.904 acres (39,370 sqft)
Owner	Company Name on File
Tax Bill	$67,817 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`174-0013A`

Property Details

APN / Parcel Number

Primary APN	`174-0013A`
Alternative APN	`CHIC M:0174 P:0013A`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	11,896 sqft Total Area
Gross Area	18,210 sqft
1st Floor Area	5,948 sqft
Basement Area	5,948 sqft
Unfinished Basement	5,948 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,370 sqft (0.904 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	174-0013A
Street Address	46 MAIN ST
City	CHICOPEE
State	MA
Zip	01020-1838
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2006
Census Tract	810800

Owner

Source: Hampden County and Chicopee City records · APN 174-0013A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	46 MAIN ST, CHICOPEE, MA 01020-1838
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	46 MAIN ST, CHICOPEE, MA 01020-1838
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23484-429
Date	Oct 20, 2020
Book Page	23484/429
Instrument	23484

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$67,817.00 (+5.62%)	$2,079,000 (+2.9%) Land $147,700 Building $1,931,300
2024	$64,208.00 (+6.29%)	$2,020,400 (+9.8%) Land $144,700 Building $1,875,700
2023	$60,407.00	$1,840,000 Land $131,500 Building $1,708,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.