46 Main St, Benton, KY 42025 Property Records

Marshall County property record for 46 Main St, Benton, KY 42025

Property Summary

Property Type	Commercial
Details	built 1983
Lot Size	1.91 acres (83,200 sqft)
Owner	Company Name on Record
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`0B-07-00-003`

Property Details

APN / Parcel Number

Primary APN	`0B-07-00-003`
Alternative APN	`924910`

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	924910
Street Address	46 MAIN ST
City	BENTON
State	KY
Zip	42025-1158
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	MINOR PLAT SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2123
Census Tract	950300

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3051 OLD HUSBANDS RD, PADUCAH, KY 42003-9543
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Oct 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2013
Transfer Doc	DEED426/018
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	46 MAIN ST, BENTON, KY 42025-1158
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 OLD HUSBANDS RD, PADUCAH, KY 42003-9543

Mortgage

Document Number	MTG1104/199
Date	Feb 27, 2026
Book Page	MTG1104/199
Instrument	1131559

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	221 W 5TH ST, BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Nov 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	46 MAIN ST, BENTON, KY 42025-1158
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 OLD HUSBANDS RD, PADUCAH, KY 42003-9543

Mortgage

Document Number	MTG1104/279
Date	Feb 27, 2026
Book Page	MTG1104/279
Instrument	1131565

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	221 W 5TH ST, BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	46 MAIN ST, BENTON, KY 42025-1158
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 OLD HUSBANDS RD, PADUCAH, KY 42003-9543

Mortgage

Document Number	MTG1104/482
Date	Mar 2, 2026
Book Page	MTG1104/482
Instrument	1131602

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	221 W 5TH ST, BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	56 Months
Due	Nov 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	46 MAIN ST, BENTON, KY 42025-1158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAIN ST, BENTON, KY 42025-1158

Mortgage

Document Number	MTG949/657
Date	Oct 1, 2020
Book Page	MTG 949/657
Instrument	1032916

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Sep 21, 2027

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (-14.4%)	$353,000 (-) Land $108,000 Building $245,000	$353,000 (-0.06%) Land $108,000 Building $245,000
2023	$3,674.00	$353,000
2022			$353,200 Land $98,000 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Spectrum.

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