46 Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 46 Main St, Andover, MA 01810

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 4,710 sqft · built 1900
Lot Size	0.141 acres (6,125 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (May 2026)
Tax Bill	$27,069 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00039 B:00029 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00039 B:00029 L:00000`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Units	2 Units
Stories	1 Story
Building Area	4,710 sqft Total Area
Gross Area	9,420 sqft
Basement Area	4,710 sqft
Unfinished Basement	4,710 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,125 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 MAIN ST
City	ANDOVER
State	MA
Zip	01810-3733
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GB
Legal Block	29
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1012
Census Tract	254200

Owner

Source: Essex County and Andover Town records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 MAIN ST, ANDOVER, MA 01810-3733
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Feb 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	2026132869
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0000124225
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	May 13, 2026
Property Address	46 MAIN ST, ANDOVER, MA 01810-3733
Document Number	0000132869
Instrument Date	May 11, 2026
Instrument	2026132869
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 13, 2026

Lender

Name	EASTERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 23, 2021
Property Address	46 MAIN ST, ANDOVER, MA 01810-3733
Document Number	124225
Instrument Date	Feb 4, 2021
Instrument	124225
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHESTNUT ST, ANDOVER, MA 01810-3706

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,069.00 (+2.25%)	$1,113,500 (+7.17%) Land $441,000 Building $672,500
2024	$26,474.00 (+2.55%)	$1,039,000 (+9.96%) Land $420,100 Building $618,900
2023	$25,815.00	$944,900 Land $381,800 Building $563,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures