Rockland County and Haverstraw Town property record for 46 Madison Ave, #48, Garnerville, NY 10923
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,415 sqft · built 1955 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.18-1-64 |
| Primary APN | 392289 20.18-1-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,415 sqft Total Area |
| 1st Floor Area | 1,740 sqft |
| Upper Floors Area | 675 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Stone |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Area | 312 sqft |
| Porch | Covered Porch |
| Porch Area | 501 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0010263 |
|---|---|
| Old Parcel Number | 228902001800010640000000 |
| Street Address | 46 MADISON AVE # 48, 48 |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1312 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 915 |
| Legal Description | 50.-2-4 |
| Legal Subdivision | FAIR VIEW TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 64.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 MADISON AVE # 48, 48, GARNERVILLE, NY 10923-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 46-48 MADISON AVE, GARNERVILLE, NY 10923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038224 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-00038224 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 46-48 MADISON AVE, GARNERVILLE, NY 10923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038225 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-00038225 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $290,300 (-) Land $89,600 Building $200,700 | $498,283 (+5.2%) Land $153,793 Building $344,490 |
| 2023 | $290,300 Land $89,600 Building $200,700 | $473,650 Land $146,190 Building $327,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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