46 Lowell Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 46 Lowell Rd, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,681 sqft · built 1959
Lot Size0.376 acres (16,400 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Dec 2025)
Tax Bill$6,040 (2026)
Deeds & MortgagesMay 2022 Refinance
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPEPP M:0029 B:0120 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0029 B:0120 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,681 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,805 sqft
Basement Area1,008 sqft
Unfinished Basement605 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,400 sqft (0.376 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address46 LOWELL RD
CityPEPPERELL
StateMA
Zip01463-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block120
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2013
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 LOWELL RD, PEPPERELL, MA 01463-1705
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Dec 11, 2025Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleOct 25, 2002 · Amount on Record
Deed Document Number2025151942
Deed Book / Page84992 / 198
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address46 LOWELL RD, PEPPERELL, MA 01463-1705
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080079-173
DateMay 4, 2022
Book Page80079/173
Instrument67126
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateDec 11, 2025
Property Address46 LOWELL RD, PEPPERELL, MA 01463-1705
Document Number084992-198
Book / Page84992 / 198
Instrument DateDec 11, 2025
Instrument151942
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address46 LOWELL RD, PEPPERELL, MA 01463-1705

Mortgage

Document Number0000151943
DateDec 11, 2025
Instrument151943
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,040.00 (+2.81%)$438,300 (+9.14%) Land $161,400 Building $276,900$699,770 (-)
2025$5,875.00 (+5.14%)$401,600 (+3.13%) Land $149,300 Building $252,300$699,770 (-1.89%)
2024$5,588.00 (+2.49%)$389,400 (+8.14%) Land $137,100 Building $252,300$713,260
2023$5,452.00$360,100 Land $115,700 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people · EPA ID MA2232000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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