Cumberland County and Harpswell Town property record for 46 Lot Five Rd, Harpswell, ME 04079 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,004 sqft · built 2010 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,861 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:006 L:014 |
| Primary APN | HARP M:006 L:014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 6,000 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 125,453 sqft (2.88 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 242 |
|---|---|
| Street Address | 46 LOT FIVE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 14 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17101 |
Source: Cumberland County and Harpswell Town records · APN HARP M:006 L:014
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LOT FIVE RD, HARPSWELL, ME 04079-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,861.00 (+4.72%) | $429,600 (-) Land $87,500 Building $342,100 |
| 2024 | $2,732.00 (+4.24%) | $429,600 (-) Land $87,500 Building $342,100 |
| 2023 | $2,621.00 (+3.39%) | $429,600 (-) Land $87,500 Building $342,100 |
| 2022 | $2,535.00 | $429,600 Land $87,500 Building $342,100 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050171012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024, tidal / storm surge, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 4% of Maine |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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