Teller County property record for 46 Lost Lake Cir, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 961 sqft · built 1975 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,900 (Apr 2000) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3145.042040080 |
| Primary APN | 3145.042040080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 16 sqft |
| Patio Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0017472 |
|---|---|
| Street Address | 46 LOST LAKE CIR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L7 B2 HIGHLAND LAKES 1-2 |
| Legal Range | 70W |
| Legal Township | 13S |
| Legal Section | 04 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10112 |
46 Lost Lake Cir is owned and occupied by an individual who bought it in April 2000.
Source: Teller County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 LOST LAKE CIR, DIVIDE, CO 80814-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2000 · Amount on File |
| Deed Sale | Apr 27, 2000 · Amount on File |
| Prior Sale | Mar 15, 2000 |
| Deed Document Number | 2000504427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Jul 25, 2017 |
| Property Address | 46 LOST LAKE CIR, DIVIDE, CO 80814-9717 |
| Document Number | 0000699446 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 699446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 COMANCHE TRL FLORISSANT CO 808169637, FLORISSANT, CO 80816-9637 |
| Document Number | 699448 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 699448 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Document Number | 699447, |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 699447 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 46 Lost Lake Cir was $1,635, up 24% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 (+23.96%) | $22,770 (+17.37%) Land $1,524 Building $21,246 | |
| 2024 | $1,319.00 (+5.02%) | $19,400 (-) Land $1,376 Building $18,024 | $364,350 (+5.77%) Land $24,379 Building $339,971 |
| 2023 | $1,256.00 (+22.78%) | $19,400 (+18.73%) Land $1,380 Building $18,020 | $344,486 (+46.47%) Land $24,437 Building $320,049 |
| 2022 | $1,023.00 | $16,340 Land $1,070 Building $15,270 | $235,189 Land $15,418 Building $219,771 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Lost Lake Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Lost Lake Cir is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: AT&T, Verizon, Vero Fiber.
5G (outdoors only) and 4G LTE
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