46 Long Dr, Elkton, MD 21921 Property Records

Cecil County property record for 46 Long Dr, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1995
Square Footage2,072 sqft Total Area
Lot Size49,223 sqft (1.13 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Last Sale$265,000 (2008)
Tax Bill$3,887.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-097498
Alternative APNs
  • 3097498
  • 097498

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,072 sqft Total Area
Basement Area300 sqft Basement
Finished Basement300 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area49,223 sqft (1.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Deck Area336 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number097498
Street Address46 LONG DR
CityELKTON
StateMD
Zip21921-3690
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 46 - 1.139 ACRE 46 LONG DRIVE WEDGEWOOD HILLS
Legal SubdivisionWEDGEWOOD HLS
Legal Lot Number46
JurisdictionCECIL MD
Minor Civil Division3, ELKTON
Census Blockgroup2
Census Block2007
Census Tract30501

Owner

Source: Cecil County records · APN 03-097498

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 LONG DR, ELKTON, MD 21921-3690
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Mar 08, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE COLUMBIA BANK
Mar 27, 2020Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2008 · Amount on Record
Deed SaleSep 30, 2008 · Amount on Record
Prior SaleSep 30, 2008 · Amount on Record
Deed Doc Number2008278659
Deed Book / Page2551 / 699
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address46 LONG DR, ELKTON, MD 21921-3690
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 LONG DR, ELKTON, MD 21921-3690

Mortgage

Document Number0051030105
DateFeb 11, 2022
Book Page5103/105
Lender
NameFULTON BANK NA
TypeBank
AddressELKTON, MD 21921
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address46 LONG DR, ELKTON, MD 21921-3690
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042120160
DateMar 08, 2018
Book Page4212/160
Lender
NameTHE COLUMBIA BANK
TypeBank
AddressELKTON, MD 21921
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term297 Months
DueDec 26, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address46 LONG DR, ELKTON, MD 21921-3690
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045730441
DateMar 27, 2020
Book Page4573/441
Lender
NameFULTON BANK NA
TypeBank
AddressELKTON, MD 21921
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 09, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$364,100 (+12.28%)$389,500 (+10.84%) Land $93,000 Building $296,500
2025$3,887.00 (+32.71%) Homeowner's exemption
2023$2,929.00 Homeowner's exemption$324,267$351,400 Land $93,000 Building $258,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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