46 Lonecrest Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 46 Lonecrest Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,362 sqft · built 2003
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$192,900 (Aug 2020)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0031B192000`

Property Details

APN / Parcel Number

Primary APN	`0031B192000`
Alternative APNs	`0031B192` `16165`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	372 ft deep x 102 ft wide
Garage Area	440 sqft
Porch	Slab
Porch Area	102 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16165
Street Address	46 LONECREST DR
City	RINGGOLD
State	GA
Zip	30736-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 192 SPRING MEADOWS PH3 PB 17 PG 141
Legal Subdivision	SPRING MEADOWS PH 3
Legal Phase	3
Legal Lot Number	192
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3006
Census Tract	30304

Owner

46 Lonecrest Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 LONECREST DR, RINGGOLD, GA 30736-8951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Feb 26, 2003 · Amount on File
Deed Document Number	20201866
Deed Book / Page	2077 / 305
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0017680338
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 3, 2020
Property Address	46 LONECREST DR, RINGGOLD, GA 30736-8951
Document Number	0020770305
Book / Page	002077 / 000305
Instrument Date	Aug 28, 2020
Instrument	7165
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	46 LONECREST DR RINGGOLD GA 307368951, RINGGOLD, GA 30736-8951

Mortgage

Document Number	20770307
Date	Sep 3, 2020
Book Page	002077/000307
Instrument	7166

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46 Lonecrest Dr was $2,148.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00	$113,182 Land $12,000 Building $101,182	$282,954 Land $30,000 Building $252,954
2023	$1,901.00 (+30.83%)	$84,944 Land $12,000 Building $72,944	$212,360 Land $30,000 Building $182,360
2022	$1,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Lonecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Lonecrest Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30