46 Locust Ter, Warren, RI 02885 Property Records

Warren Town property record for 46 Locust Ter, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,509 sqft · built 1920
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2006)
Tax Bill	$6,875 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-0035-22`

Property Details

APN / Parcel Number

Primary APN	`21-0035-22`
Alternative APN	`WARR M:15C L:34`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,509 sqft Living Area
Gross Area	2,745 sqft
Basement Area	805 sqft
Unfinished Basement	805 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	21-0035-22
Street Address	46 LOCUST TER
City	WARREN
State	RI
Zip	02885-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	34
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4011
Census Tract	30602

Owner

46 Locust Ter is owned and occupied by two individuals who bought it in June 2006.

Source: Warren Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 LOCUST TER, WARREN, RI 02885-4106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2006 · Amount on File
Deed Sale	Jun 7, 2006 · Amount on File
Prior Sale	Sep 4, 2002 · Amount on File
Deed Book / Page	629 / 307
Transfer Doc	0422000064
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	46 LOCUST TER, WARREN, RI 02885-4106
Document Number	988-193
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LOCUST TER WARREN RI 028854106, WARREN, RI 02885-4106

Mortgage

Document Number	988-193
Date	Sep 25, 2019
Book Page	000988/000193
Instrument	25018

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 46 Locust Ter was $6,875, up 7.5% from the year before.

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,875.00 (+7.52%)
2025	$6,394.00	$429,400 Land $183,700 Building $245,700	$628,811
2023	$5,866.00 (+5.66%)	$429,400 (+39.28%) Land $183,700 Building $245,700
2022	$5,552.00	$308,300 Land $147,200 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Locust Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	23 (1978–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Locust Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ter

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