46 Locust St, Cherry Valley, MA 01611 Property Records

Worcester County and Leicester Town property record for 46 Locust St, Cherry Valley, MA 01611

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 2004
Lot Size	0.644 acres (28,040 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2025)
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`LEIC M:23C B:00000H4 L:0`

Property Details

APN / Parcel Number

Primary APN	`LEIC M:23C B:00000H4 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,564 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,040 sqft (0.644 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 LOCUST ST
City	CHERRY VALLEY
State	MA
Zip	01611-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	H4
Jurisdiction	LEICESTER MA
Township / Civil Division	LEICESTER
Census Block Group	1
Census Block	1020
Census Tract	735200

Owner

46 Locust St is owned and occupied by an individual who bought it in November 2025.

Source: Worcester County and Leicester Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	46 LOCUST ST, CHERRY VALLEY, MA 01611-3145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 11, 2025	Foreclosure PHOENICIAN ACQUISITIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Sep 11, 2025 · Amount on File
Deed Book / Page	72851 / 10
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEICESTER MA
Recording Date	Nov 19, 2025
Property Address	46 LOCUST ST, CHERRY VALLEY, MA 01611-3145
Document Number	0072851-10
Book / Page	72851 / 10
Instrument Date	Nov 19, 2025
Instrument	101065
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LOCUST ST, LEICESTER, MA 01524

Mortgage

Document Number	0000101066
Date	Nov 19, 2025
Instrument	101066

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	LEICESTER MA
Recording Date	Sep 11, 2025
Property Address	46 LOCUST ST, CHERRY VALLEY, MA 01611-3145
Document Number	0072521-75
Book / Page	72521 / 75
Instrument Date	Sep 8, 2025
Instrument	77664
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 NEWBURY ST, WORCESTER, MA 01609-2377
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077665
Date	Sep 11, 2025
Instrument	77665

Lender

Name	PHOENICIAN ACQUISITIO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Locust St was $4,428, up 5.8% from the year before.

Source: Worcester County and Leicester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Leicester Town
Unified School District	Leicester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+5.76%)	$376,200 (+12.77%) Land $64,300 Building $311,900	$400,330
2024	$4,187.00 (+5.55%)	$333,600 (+8.14%) Land $56,300 Building $277,300
2023	$3,967.00	$308,500 Land $56,300 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2005–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY/ ROCHDALE WATER DISTRICT serves 3,696 people · EPA ID MA2151001
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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