Bergen County and Upper Saddle River Borough property record for 46 Locust Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,372 sqft · built 2025 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Jul 2023) |
| Tax Bill | $8,345 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01224-0000-00002 |
| Primary APN | 63-01224-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,372 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame |
| Lot Area | 40,511 sqft (0.93 acres) |
| Account Number | 152000 |
|---|---|
| Street Address | 46 LOCUST LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .930 AC |
| Legal Block | 1224 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 WESTFIELD AVE, 302, ELIZABETH, NJ 07208-1646 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 202346940 |
| Deed Book / Page | 5039 / 1131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 18, 2023 |
| Property Address | 46 LOCUST LN, UPPER SADDLE RIVER, NJ 07458-2230 |
| Document Number | 0050391131 |
| Book / Page | 5039 / 1131 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023046940 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 981 BONUM RD, LAKE WYLIE, SC 29710-7011 |
| Name | Verified Name |
|---|---|
| Address | 520 WESTFIELD AVE STE 302, 302, ELIZABETH, NJ 07208-1646 |
| Document Number | 2023046941 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023046941 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,011,000 (+524.15%) Land $500,000 Building $1,511,000 | $2,011,000 (+524.15%) Land $500,000 Building $1,511,000 | |
| 2025 | $8,345.00 (-36%) | $322,200 (-37.09%) Land $322,200 | $322,200 (-37.09%) Land $322,200 |
| 2024 | $13,040.00 (+5.03%) | ||
| 2023 | $512,200 (-) Land $322,200 Building $190,000 | $512,200 (-) Land $322,200 Building $190,000 | |
| 2022 | $12,416.00 (+0.2%) Veteran's exemption | $512,200 Land $322,200 Building $190,000 | $512,200 Land $322,200 Building $190,000 |
| 2021 | $12,391.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures