Essex County and Millburn Township property record for 46 Locust Ave, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,301 sqft · built 1929 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Jul 2015) |
| Tax Bill | $16,108 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00606-0000-00001 |
| Primary APN | 12-00606-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,301 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 198 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 46 LOCUST AVE |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X198 |
| Legal Subdivision | SOUTH MOUNTAIN ESTATES MILLBUR |
| Legal Block | 606 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 LOCUST AVE, MILLBURN, NJ 07041-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2015 · Amount on Record |
| Deed Sale | Jul 6, 2015 · Amount on Record |
| Prior Sale | Feb 24, 2011 · Amount on Record |
| Deed Book / Page | 12563 / 593 |
| Prior Transfer Date | Feb 10, 2011 |
| Prior Transfer Doc | 0011016746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 LOCUST AVE, MILLBURN, NJ 07041-1554 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 LOCUST AVE, MILLBURN, NJ 07041-1554 |
| Document Number | 0000046814 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022046814 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 LOCUST AVE, MILLBURN, NJ 07041-1554 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021042091 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021042091 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,800 (-) Land $494,800 Building $303,000 | $797,800 (-) Land $494,800 Building $303,000 | |
| 2025 | $16,108.00 (+1.87%) | $797,800 (-) Land $494,800 Building $303,000 | $797,800 (-) Land $494,800 Building $303,000 |
| 2024 | $15,812.00 (+2.01%) | ||
| 2023 | $797,800 Land $494,800 Building $303,000 | $797,800 Land $494,800 Building $303,000 | |
| 2022 | $15,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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