Middlesex County and Lowell City property record for 46 Linden St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,625 sqft · built 1880 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2021) |
| Tax Bill | $6,922 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A04300 |
| Primary APN | A04300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| Gross Area | 4,077 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | A04300 |
|---|---|
| Street Address | 46 LINDEN ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2791 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | UMF |
| Legal Block | 3635 |
| Legal Lot Number | 46 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311900 |
46 Linden St, a triplex, is owned and occupied by two individuals who bought it in August 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 3, 2021 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Mar 18, 2020 | Deed of Trust, Mortgage · Balloon Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Prior Sale | Dec 4, 2015 · Amount on File |
| Deed Book / Page | 36088 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037660-29 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 37660/29 |
| Instrument | 3015 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 3, 2021 |
| Property Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Document Number | 036088-114 |
| Book / Page | 36088 / 114 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 45866 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Document Number | 0000045867 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 45867 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33540-273 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 33540/273 |
| Instrument | 49702 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 LINDEN ST, LOWELL, MA 01852-2791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33925-151 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 33925/151 |
| Instrument | 11607 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 46 Linden St was $6,922, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,922.00 (+4.47%) | $609,900 (+5.67%) Land $124,200 Building $485,700 |
| 2025 | $6,626.00 (+5.56%) | $577,200 (+9.53%) Land $116,100 Building $461,100 |
| 2024 | $6,277.00 (+2.1%) | $527,000 (+6.46%) Land $104,700 Building $422,300 |
| 2023 | $6,148.00 | $495,000 Land $91,100 Building $403,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46 Linden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 46 Linden St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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