46 Lilly Bell Ln, Freeport, FL 32439 Property Records

Walton County property record for 46 Lilly Bell Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,014 sqft · built 2016
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (May 2019)
Tax Bill	$2,487 (2024)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-1600`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-1600`
Alternative APN	`1028535`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,014 sqft Living Area
Gross Area	2,668 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.117 acres)
Lot Dimensions	11.3 ft deep x 3.9 ft wide
Garage Type	Finished
Garage Area	468 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028535
Street Address	46 LILLY BELL LN
City	FREEPORT
State	FL
Zip	32439-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 160 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3012-3894 OR 3106-886
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	160
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2150
Census Tract	950502

Owner

46 Lilly Bell Ln is owned and occupied by an individual who bought it in May 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	46 LILLY BELL LN, FREEPORT, FL 32439-7619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 22, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	20190016481
Deed Book / Page	3106 / 0886
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	46 LILLY BELL LN, FREEPORT, FL 32439-7619
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LILLY BELL LN, FREEPORT, FL 32439-7619

Mortgage

Document Number	0032173545
Date	Sep 24, 2021
Book Page	3217/3545
Instrument	20210047955

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2019
Property Address	46 LILLY BELL LN, FREEPORT, FL 32439-7619
Document Number	0031060886
Book / Page	3106 / 0886
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	May 20, 2019
Instrument	20190016481
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 ALBATROSS CT, 67, SANTA ROSA BEACH, FL 32459-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LILLY BELL LN, FREEPORT, FL 32439-7619

Mortgage

Document Number	0003106888
Date	May 22, 2019
Instrument	3106/888

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,546 Land $50,000 Building $289,546	$339,546 Land $50,000 Building $289,546
2024	$2,487.00 (+3.84%)
2023	$2,395.00 (+5.51%) Homeowner's exemption	$358,973 (+10.58%) Land $42,178 Building $316,795	$358,973 (+10.58%) Land $42,178 Building $316,795
2022	$2,270.00 Homeowner's exemption	$324,634 Land $46,818 Building $277,816	$324,634 Land $46,818 Building $277,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Lilly Bell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Lilly Bell Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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