46 Libby Rd, Libby, MT 59923 Property Records

Lincoln County property record for 46 Libby Rd, Libby, MT 59923 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,336 sqft · built 1977
Lot Size	0.507 acres (22,085 sqft)
Owner	Individual Name on File
Tax Bill	$2,211 (2023)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 1 more
APN	`R5610238`

Property Details

APN / Parcel Number

Primary APN	`R5610238`
Alternative APNs	`56-4176-04-1-02-19-0000` `0000009330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	22,085 sqft (0.507 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	480 sqft
Shed	1 Shed
Shed Area	64 sqft
Pole Barn	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000009330
Street Address	46 LIBBY RD
City	LIBBY
State	MT
Zip	59923-9352
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	EM KAYAN VILLAGE, S04, T30 N, R30 W, ACRES 0.507, LOT 40
Legal Subdivision	EM KAYAN VILLAGE
Legal Lot Number	40
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4059
Census Tract	300

Owner

Source: Lincoln County records · APN R5610238

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	46 LIBBY RD, LIBBY, MT 59923-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 28, 2023	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Aug 02, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2021
Deed Sale	Aug 02, 2021
Deed Document Number	295028
Deed Book / Page	391 / 476
Record Updated	Jun 07, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	46 LIBBY RD, LIBBY, MT 59923-9352
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000404/188
Date	Dec 18, 2023
Book Page	404/188
Instrument	308670

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	46 LIBBY RD, LIBBY, MT 59923-9352
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000404/188
Date	Dec 28, 2023
Book Page	404/188
Instrument	308670

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 02, 2021
Property Address	46 LIBBY RD, LIBBY, MT 59923-9352
Document Number	391/476
Book / Page	391 / 476
Map Reference	PL 2639
Instrument Date	Jul 27, 2021
Instrument	295028
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 LIBBY RD, LIBBY, MT 59923-9352

Mortgage

Document Number	295029
Date	Aug 02, 2021
Instrument	295029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,211.00	$315,600	$315,600 Land $60,196 Building $255,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 77% of the US · above 63% of Montana
Wildfire Likelihood	About 1 in 286 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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