46 Leonard Dr, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 46 Leonard Dr, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,698 sqft · built 1960
Lot Size	0.149 acres (6,483 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Sep 2025)
Tax Bill	$11,677 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-03-00046-01`

Property Details

APN / Parcel Number

Primary APN	`64-00162-03-00046-01`
Alternative APNs	`64001620003000460001` `002566`

Interior

Stories	1 Story
Building Area	1,698 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,483 sqft (0.149 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	002566
Street Address	46 LEONARD DR
City	WALDWICK
State	NJ
Zip	07463-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45XIRR 2.5LT
Legal Block	162.3
Legal Lot Number	46.1
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3010
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 LEONARD DR, WALDWICK, NJ 07463-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 10, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	202564515
Deed Book / Page	5604 / 66
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 18, 2025
Property Address	46 LEONARD DR, WALDWICK, NJ 07463-1219
Document Number	0056040066
Book / Page	5604 / 66
Instrument Date	Sep 3, 2025
Instrument	2025064515
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 MAIN ST, HACKENSACK, NJ 07601-7368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LEONARD DR, WALDWICK, NJ 07463-1219

Mortgage

Document Number	2025064516
Date	Sep 18, 2025
Instrument	2025064516

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2022
Property Address	46 LEONARD DR, WALDWICK, NJ 07463-1219
Document Number	0045771569
Book / Page	4577 / 1569
Instrument Date	Jan 11, 2022
Instrument	2022018488
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8921 COBBLE RIDGE DR, 8921, WILMINGTON, NC 28411-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LEONARD DR, WALDWICK, NJ 07463-1219

Mortgage

Document Number	2022018489
Date	Feb 10, 2022
Instrument	2022018489

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,800 (-) Land $259,700 Building $249,100	$508,800 (-) Land $259,700 Building $249,100
2025	$11,677.00 (+3.67%)	$508,800 (-) Land $259,700 Building $249,100	$508,800 (-) Land $259,700 Building $249,100
2024	$11,264.00 (+1.59%)	$508,800 (+33.44%) Land $259,700 Building $249,100	$508,800 (+33.44%) Land $259,700 Building $249,100
2023	$11,088.00 (+4.52%)	$381,300 Land $222,300 Building $159,000	$381,300 Land $222,300 Building $159,000
2022	$10,609.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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