46 Ledge Ln, Wells, ME 04090 Property Records

York County and Wells Town property record for 46 Ledge Ln, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,136 sqft · built 1927
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Tax Bill	$5,629 (2025)
Deeds & Mortgages	Sep 2022 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:122 L:131`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:122 L:131`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	800 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	928 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 LEDGE LN
City	WELLS
State	ME
Zip	04090-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	WELLS BEACH
Legal Lot Number	131
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2019
Census Tract	34005

Owner

Source: York County and Wells Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 LEDGE LN, WELLS, ME 04090-4200
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	46 LEDGE LN, WELLS, ME 04090-4201
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191190625
Date	Sep 26, 2022
Book Page	19119/625
Instrument	2022041171

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	46 LEDGE LN, WELLS, ME 04090-4201
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190230637
Date	May 12, 2022
Book Page	19023/637
Instrument	2022020637

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	46 LEDGE LN, WELLS, ME 04090-4201
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187260385
Date	Jul 7, 2021
Book Page	18726/385
Instrument	2021038938

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,629.00 (+6.33%)	$871,430 (+0.08%) Land $611,290 Building $260,140
2024	$5,294.00 (+2.02%)	$870,690 (-) Land $611,290 Building $259,400
2023	$5,189.00 (+3.22%)	$870,690 (+81.18%) Land $611,290 Building $259,400	$1,068,750
2022	$5,027.00	$480,570 Land $358,240 Building $122,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 280 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	345 units insured incl. 65 condo units
Nearby Flood Claims	124 (1991–2024)
Claims Outside the SFHA	9 of 124
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 66 claims Severe Storm And Flooding, Dec 2022 · 23 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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