Bergen County and Bergenfield Borough property record for 46 Laurel Ct, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 1,716 sqft · built 1964 |
| Lot Size | 0.092 acres (4,016 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jan 2020) |
| Tax Bill | $14,836 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00326-0000-00019 |
| Primary APN | 03-00326-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 4,016 sqft (0.092 acres) |
| Lot Dimensions | 98 ft deep x 41 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 46 LAUREL CT |
|---|---|
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 41X98 |
| Legal Block | 326 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3402 |
46 Laurel Ct is owned and occupied by two individuals who bought it in January 2020.
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LAUREL CT, BERGENFIELD, NJ 07621-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP |
| Jan 22, 2020 | Deed, Transfer · Stand-Alone First Mortgage APPROVED FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on File |
| Deed Sale | Jan 22, 2020 · Amount on File |
| Prior Sale | May 7, 2005 · Amount on File |
| Deed Document Number | 20206437 |
| Deed Book / Page | 3471 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 LAUREL CT, BERGENFIELD, NJ 07621-4109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039670130 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3967/130 |
| Instrument | 2021022299 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2020 |
| Property Address | 46 LAUREL CT, BERGENFIELD, NJ 07621-4109 |
| Document Number | 0034710087 |
| Book / Page | 3471 / 87 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 2020006437 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 LAUREL CT, BERGENFIELD, NJ 07621-4109 |
| Document Number | 2020006438 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020006438 |
| Name | APPROVED FUNDING CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0034710087 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3471/87 |
| Instrument | 2020006437 |
| Name | APPROVED FUNDING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 46 Laurel Ct was $14,836, up 6% from the year before.
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,900 (-) Land $198,600 Building $198,300 | $396,900 (-) Land $198,600 Building $198,300 | |
| 2025 | $14,836.00 (+5.99%) | $396,900 Land $198,600 Building $198,300 | $396,900 Land $198,600 Building $198,300 |
| 2024 | $13,998.00 | ||
| 2023 | $396,900 Land $198,600 Building $198,300 | $396,900 Land $198,600 Building $198,300 | |
| 2022 | $13,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Laurel Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1980–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Laurel Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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