46 Latham Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 46 Latham Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,033 sqft · built 1981
Lot Size	0.519 acres (22,595 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 1998)
Tax Bill	$15,272 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:040.0-0000-0134.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:040.0-0000-0134.0`
Alternative APNs	`M:040.0=0000=0134.0` `1640000000080` `1640000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,033 sqft Living Area
Gross Area	6,709 sqft
1st Floor Area	1,774 sqft
Basement Area	1,577 sqft
Unfinished Basement	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,595 sqft (0.519 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1640000000080
Street Address	46 LATHAM LN
City	READING
State	MA
Zip	01867-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1012
Census Tract	334300

Owner

46 Latham Ln is owned and occupied by two individuals who bought it in July 1998.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 LATHAM LN, READING, MA 01867-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit DEDHAM INSTITUTION FOR SAVINGS
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 1998 · Amount on File
Deed Sale	Jul 27, 1998 · Amount on File
Prior Sale	Nov 20, 1990 · Amount on File
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	46 LATHAM LN, READING, MA 01867-1328
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079521-492
Date	Jan 12, 2022
Book Page	79521/492
Instrument	6260

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	46 LATHAM LN, READING, MA 01867-1328
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77091-245
Date	Mar 1, 2021
Book Page	77091/245
Instrument	44869

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	46 LATHAM LN, READING, MA 01867-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70875-292
Date	Apr 17, 2018
Book Page	70875/292
Instrument	51420

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	46 LATHAM LN, READING, MA 01867-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74433-535
Date	Apr 8, 2020
Book Page	74433/535
Instrument	52229

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	46 LATHAM LN, READING, MA 01867-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74433-518
Date	Apr 8, 2020
Book Page	74433/518
Instrument	52228

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 46 Latham Ln was $15,272, up 0.9% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,272.00 (+0.87%)	$1,393,400 (+4.83%) Land $635,600 Building $743,700	$1,586,471 (+13.76%)
2025	$15,140.00 (-1.23%)	$1,329,200 (+1.63%) Land $606,000 Building $723,200	$1,394,600 (+4.25%)
2024	$15,329.00 (+6.11%)	$1,307,900 (+13.98%) Land $596,200 Building $711,700	$1,337,695
2023	$14,447.00	$1,147,500 Land $522,300 Building $625,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Latham Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Latham Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Latham Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures