46 Lancaster Rd, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 46 Lancaster Rd, Arlington, MA 02476

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,792 sqft · built 1965
Lot Size0.072 acres (3,119 sqft)
OwnerIndividual Name on Record
Tax Bill$8,678 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN115823

Property Details

APN / Parcel Number

Primary APN115823
Alternative APN
  • ARLI M:174.0 B:0002 L:0012.A

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area2,756 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1974
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,119 sqft (0.072 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelOil

Location & Zoning

Account Number115823
Street Address46 LANCASTER RD
CityARLINGTON
StateMA
Zip02476
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB1
Legal Block2
Legal Lot Number12.A
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group3
Census Block3020
Census Tract356500

Owner

Source: Middlesex County and Arlington Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 LANCASTER RD, ARLINGTON, MA 02476
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address46 LANCASTER RD, ARLINGTON, MA 02476
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74797-55
DateJun 2, 2020
Book Page74797/55
Instrument83788
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2045

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address46 LANCASTER RD, ARLINGTON, MA 02476
Document Number70045-559
Book / Page070045 / 000559
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70045-559
DateOct 6, 2017
Book Page070045/000559
Instrument2595
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,678.00 (+7.55%)$805,800 (+5.76%) Land $410,900 Building $394,900
2024$8,069.00 (-5.61%)$761,900 (-0.09%) Land $395,500 Building $366,400
2023$8,549.00$762,600 Land $369,800 Building $392,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 individual policies
Nearby Flood Policies161 units insured
incl. 146 condo units
Nearby Flood Claims316 (1979–2024)
Claims Outside the SFHA8 of 316
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 27 claims
  • Severe Storms And Flooding, May 2006 · 54 claims
  • Flooding, Apr 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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