46 Lake St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 46 Lake St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,390 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2002)
Tax Bill	$6,312 (2026)
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U15 B:00018 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U15 B:00018 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	2,728 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	46 LAKE ST
City	SPENCER
State	MA
Zip	01562-1827
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR
Legal Block	18
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4000
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 LAKE ST, SPENCER, MA 01562-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2002 · Amount on Record
Deed Sale	Dec 20, 2002 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Book / Page	28485 / 108
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,312.00 (+10,782.76%)	$574,900 (+15.4%) Land $191,500 Building $383,400	$451,918
2025	$58.00 (-98.91%)	$498,200 (+6.96%) Land $145,800 Building $352,400
2024	$5,329.00 (+2.52%)	$465,800 (+8.07%) Land $145,800 Building $320,000
2023	$5,198.00	$431,000 Land $145,800 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000