46 Lake Dr, Midway, GA 31320 Property Records

Liberty County property record for 46 Lake Dr, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1974
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Apr 2024)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260C 191`

Property Details

APN / Parcel Number

Primary APN	`260C 191`
Alternative APN	`5744`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,248 sqft Heated Area
1st Floor Area	1,248 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	453 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Patio Area	64 sqft
Canopy	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5744
Street Address	46 LAKE DR
City	MIDWAY
State	GA
Zip	31320-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 1 ARROW LAKE S/D OLP
Legal Subdivision	ARROW LAKE S/D
Legal Lot Number	1
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1009
Census Tract	10501

Owner

46 Lake Dr is owned and occupied by an individual who bought it in April 2024.

Source: Liberty County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	46 LAKE DR, MIDWAY, GA 31320-3614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage LIT FINANCIAL
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Book / Page	2338 / 8
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	46 LAKE DR, MIDWAY, GA 31320-3614
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LAKE DR, MIDWAY, GA 31320-3614

Mortgage

Document Number	0024320000000299
Date	Sep 30, 2025
Book Page	0000002432/0000000299

Lender

Name	LIT FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Apr 10, 2024
Property Address	46 LAKE DR, MIDWAY, GA 31320-3614
Document Number	0023380008
Book / Page	2338 / 8
Instrument Date	Apr 9, 2024
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LAKE DR, MIDWAY, GA 31320-3614

Mortgage

Document Number	0000233815
Date	Apr 10, 2024
Instrument	2338/15

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 46 Lake Dr was $1,559.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00	$34,369 (-21.28%) Land $6,564 Building $27,805	$85,921 (-21.28%) Land $16,409 Building $69,512
2024	$1,559.00 (+134.08%) Homeowner's exemption	$43,658 (+11.28%) Land $4,923 Building $38,735	$109,145 (+11.28%) Land $12,307 Building $96,838
2023	$666.00 Homeowner's exemption	$39,231 Land $4,923 Building $34,308	$98,078 Land $12,307 Building $85,771

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	38 (2009–2022)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Lake Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.3% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE GEORGE SUBDIVISION private · serves 1,239 people · EPA ID GA1790007
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Fiber Fiber	1,000 / 1,000

May also be available: Brightspeed, Hotwire Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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