Dutchess County and Poughkeepsie Town property record for 46 Laffin Ln, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,406 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2025) |
| Tax Bill | $12,807 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6160-01-458528-0000 |
| Primary APN | 134689-6160-01-458528-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,406 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 734 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14458528 |
|---|---|
| Street Address | 46 LAFFIN LN |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.45 AC (C) 22001 08199 2003 0369 |
| Legal Subdivision | LAFFIN LANE |
| Legal Block | 1 |
| Legal Lot Number | 458 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 140400 |
46 Laffin Ln is owned by two individuals who bought it in October 2025.
Source: Dutchess County and Poughkeepsie Town records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28303 PARKSIDE DR, POUGHKEEPSIE, NY 12603-2049 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed, Transfer JPMORGAN CHASE BANK NA |
| Jan 25, 2022 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Dec 18, 2024 · Amount on File |
| Deed Document Number | 202553543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Oct 10, 2025 |
| Property Address | 46 LAFFIN LN, POUGHKEEPSIE, NY 12603-4923 |
| Document Number | 0000053543 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025-53543 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST HUDSON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28303 PARKSIDE DR, POUGHKEEPSIE, NY 12603-2049 |
| Document Number | 0000053403 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 53403 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jan 25, 2022 |
| Property Address | 46 LAFFIN LN, POUGHKEEPSIE, NY 12603-4923 |
| Document Number | 0000000310 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022-310 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 STANLEY ST, MIDDLETOWN, OH 45044-4746 |
| Document Number | 0000000331 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 331 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 46 Laffin Ln was $12,807, up 3.2% from the year before.
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Spackenkill Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,807.00 (+3.24%) | $374,000 (+1.36%) Land $82,800 Building $291,200 | $420,200 (+7.03%) |
| 2024 | $12,405.00 | $369,000 (-) Land $82,800 Building $286,200 | $392,600 (+6.4%) |
| 2023 | $369,000 (-) Land $82,800 Building $286,200 | $369,000 (-) Land $82,800 Building $286,200 | |
| 2022 | $369,000 Land $75,200 Building $293,800 | $369,000 Land $75,200 Building $293,800 | |
| 2020 | $9,563.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Laffin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Laffin Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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