Essex County and Marblehead Town property record for 46 Lafayette St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,027 sqft · built 1938 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Jun 2019) |
| Tax Bill | $7,425 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0060 B:0007 L:0 |
| Primary APN | MARB M:0060 B:0007 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 3,624 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 813 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 LAFAYETTE ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | W G BRITT SHAY & LEARY CE S |
| Legal Block | 7 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 203100 |
46 Lafayette St is owned and occupied by two individuals who bought it in June 2019.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LAFAYETTE ST, MARBLEHEAD, MA 01945-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Apr 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Jun 13, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DREW MORTGAGE ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | Apr 15, 2016 · Amount on File |
| Deed Book / Page | 37582 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 LAFAYETTE ST, MARBLEHEAD, MA 01945-1941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041923-553 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 41923/553 |
| Instrument | 20231226000220 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 LAFAYETTE ST, MARBLEHEAD, MA 01945-1941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38392-422 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 38392/422 |
| Instrument | 20200403001390 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 13, 2019 |
| Property Address | 46 LAFAYETTE ST, MARBLEHEAD, MA 01945-1941 |
| Document Number | 37582-378 |
| Book / Page | 37582 / 378 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 20190613001130 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 LAFAYETTE ST, MARBLEHEAD, MA 01945-1941 |
| Investor | Possibly a Property Investor |
| Document Number | 190613001140 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 190613001140 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 46 Lafayette St was $7,425, down 3.9% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,425.00 (-3.92%) | $867,400 (+1.58%) Land $459,600 Building $406,700 | $956,980 (+6.14%) |
| 2025 | $7,728.00 (+8.85%) | $853,900 (+7.76%) Land $483,800 Building $370,100 | $901,645 |
| 2024 | $7,100.00 (-1.35%) | $792,400 (+10.1%) Land $435,400 Building $357,000 | |
| 2023 | $7,197.00 | $719,700 Land $435,400 Building $284,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Lafayette St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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