46 Kitty Ln, Bernard, ME 04612 Property Records

Hancock County and Tremont Town property record for 46 Kitty Ln, Bernard, ME 04612

Property Summary

Property Type	Single Family Home
Lot Size	9.92 acres (432,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,800 (Jan 2013)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Apr 2022 Refinance May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TREM M:005 L:105G`

Property Details

APN / Parcel Number

Primary APN	`TREM M:005 L:105G`
Alternative APN	`1434`

Exterior

Architectural Style	Multi-Family
Lot Area	432,115 sqft (9.92 acres)

Location & Zoning

Account Number	1434
Street Address	46 KITTY LN
City	BERNARD
State	ME
Zip	04612-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	105G
Jurisdiction	TREMONT ME
Township / Civil Division	TREMONT
Census Block Group	1
Census Block	1022
Census Tract	966200

Owner

Source: Hancock County and Tremont Town records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 KITTY LN, BERNARD, ME 04612-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
May 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Deed Document Number	2013462
Deed Book / Page	5966 / 236
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMONT ME
Property Address	46 KITTY LN, BERNARD, ME 04612-3655
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071990679
Date	Apr 13, 2022
Book Page	7199/679
Instrument	2022004939

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMONT ME
Property Address	46 KITTY LN, BERNARD, ME 04612-3655
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067610145
Date	May 22, 2017
Book Page	06761/0145
Instrument	2017006681

Lender

Name	MACHIAS SAVINGS BK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

Source: Hancock County and Tremont Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Tremont Town
Secondary School District	Mount Desert Community School District (09 - 12)
Elementary School District	Tremont (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,185.00 (+7.23%)	$421,900 (-) Land $164,300 Building $257,600
2024	$3,903.00 (+6.03%)	$421,900 (+46.95%) Land $164,300 Building $257,600
2023	$3,681.00 (+10.14%)	$287,100 (-) Land $119,600 Building $167,500
2022	$3,342.00	$287,100 Land $119,600 Building $167,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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