Kennebec County and Waterville City property record for 46 King St, Waterville, ME 04901
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,369 sqft · built 1880 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:074 |
| Primary APN | WAVL M:039 B:074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 4,064 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,400 sqft (0.147 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3444 |
|---|---|
| Street Address | 46 KING ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6326 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 74 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 King St, a duplex, is owned by an individual who acquired it in March 2020.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 PAUL ST, WINSLOW, ME 04901-7233 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM |
| Mar 13, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 |
| Deed Sale | Mar 13, 2020 |
| Prior Sale | Apr 7, 2006 · Amount on File |
| Deed Document Number | 20205736 |
| Deed Book / Page | 13502 / 36 |
| Prior Transfer Date | Mar 10, 2020 |
| Prior Transfer Doc | 0000005736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 46 KING ST, WATERVILLE, ME 04901-6326 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022016136 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 14507/116 |
| Instrument | 2022016136 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 46 KING ST, WATERVILLE, ME 04901-6326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017024868 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 12749/0320 |
| Instrument | 2017024868 |
| Name | LOANDEPOT.COM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 18, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 13, 2020 |
| Property Address | 46 KING ST, WATERVILLE, ME 04901-6326 |
| Document Number | 0000005736 |
| Book / Page | 13502 / 36 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 5736 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 46 King St was $2,963.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,963.00 | $174,300 Land $10,000 Building $164,300 |
| 2023 | $2,139.00 (+43.65%) | $107,500 (+86.63%) Land $7,700 Building $99,800 |
| 2022 | $1,489.00 | $57,600 Land $5,800 Building $51,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46 King St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1987–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 King St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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