46 Kay Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 46 Kay Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,517 sqft · built 1961
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2021)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00610015000`

Property Details

APN / Parcel Number

Primary APN	`00610015000`
Alternative APNs	`00610015` `23720`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Heated Area
1st Floor Area	1,421 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1978
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	609 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23720
Old Parcel Number	00610015000
Street Address	46 KAY DR
City	RINGGOLD
State	GA
Zip	30736-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOT 3 KINSEY PROP PTLL17 28/3
Legal Subdivision	F W KINSEY PROP
Legal Lot Number	3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5000
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	46 KAY DR, RINGGOLD, GA 30736-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	0002191584
Deed Book / Page	2191 / 584
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 10, 2021
Property Address	46 KAY DR, RINGGOLD, GA 30736-4400
Document Number	0021910584
Book / Page	2191 / 584
Instrument Date	Dec 10, 2021
Instrument	2021-003054
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 KAY DR, RINGGOLD, GA 30736-4400

Mortgage

Document Number	0000012323
Date	Dec 10, 2021
Instrument	012323

Lender

Name	SYNOVUS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 (+15.22%)	$98,863 (+35.87%) Land $18,329 Building $80,534	$247,156 (+35.87%) Land $45,822 Building $201,334
2023	$1,629.00 (+23.13%)	$72,763 Land $16,436 Building $56,327	$181,907 Land $41,090 Building $140,817
2022	$1,323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35