Flagler County property record for 46 Karat Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,570 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $346,500 (Mar 2026) |
| Tax Bill | $5,535 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7065-00570-0040 |
| Primary APN | 07-11-31-7065-00570-0040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,570 sqft Living Area |
| Gross Area | 3,179 sqft |
| 1st Floor Area | 2,570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 KARAT PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SECTION 65 BLOCK 00057 LOT 0004 SUBDIVISION COMPLETION YEAR 1983 OR 553 PG 1539 OR 790 PG 488 OR 1142 PG 1546 OR 1374 PG 1990 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 57 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 60208 |
46 Karat Path is owned and occupied by two individuals who bought it in March 2026.
Source: Flagler County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 KARAT PATH, PALM COAST, FL 32164-5670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 19, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Dec 30, 2005 · Amount on File |
| Deed Document Number | 202613295 |
| Deed Book / Page | 3042 / 1150 |
| Prior Transfer Date | Jun 9, 2023 |
| Prior Transfer Doc | 0027891692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 46 KARAT PATH, PALM COAST, FL 32164-5670 |
| Document Number | 0030421150 |
| Book / Page | 3042 / 1150 |
| Map Reference | MB 17 PG 56-67 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026013295 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 S OCEAN DR APT 1118, 1118, HOLLYWOOD, FL 33019-2920 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 KARAT PATH, PALM COAST, FL 32164-5670 |
| Document Number | 0030421152 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 3042/1152 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 46 KARAT PATH, PALM COAST, FL 32164-5670 |
| Document Number | 0027891692 |
| Book / Page | 2789 / 1692 |
| Map Reference | MB 17 PG 56-67 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023026223 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 S OCEAN DR APT 1118, 1118, HOLLYWOOD, FL 33019-2920 |
| Name | Verified Name |
|---|---|
| Address | 3800 S OCEAN DR APT 1118, 1118, HOLLYWOOD, FL 33019-2920 |
The 2025 property tax bill for 46 Karat Path was $5,535, up 1.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,535.00 (+1.62%) | $304,560 Land $51,000 Building $253,560 | $304,560 Land $51,000 Building $253,560 |
| 2024 | $5,447.00 (+6.57%) | ||
| 2023 | $5,111.00 (+4.09%) | $294,598 (+0.63%) Land $42,000 Building $252,598 | $294,598 (+0.63%) Land $42,000 Building $252,598 |
| 2022 | $4,910.00 | $292,742 Land $45,000 Building $247,742 | $292,742 Land $45,000 Building $247,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Karat Path in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 4 (2001–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Karat Path is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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