46 Kalter Dr, Troy, MI 48098 Property Records

Oakland County property record for 46 Kalter Dr, Troy, MI 48098

Property Summary

Property Type	Condominium
Lot Size	2.62 acres (114,553 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Jul 2022)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-09-234-024`

Property Details

APN / Parcel Number

Primary APN	`88-20-09-234-024`

Exterior

Architectural Style	Condo/Apartment
Lot Area	114,553 sqft (2.62 acres)

Location & Zoning

Street Address	46 KALTER DR
City	TROY
State	MI
Zip	48098-1933
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N,R11E, SEC 9 OAKLAND COUNTY CONDOMINIUM PLAN NO 2208 TISBURY SQUARETOWNHOMES UNIT 24 L51226 P67 10-30-17 FR 229-008
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	24
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	196300

Owner

46 Kalter Dr, a condominium, is owned and occupied by two individuals who bought it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 KALTER DR, TROY, MI 48098-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	2022410819
Deed Book / Page	57931 / 307
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 8, 2022
Property Address	46 KALTER DR, TROY, MI 48098-1933
Document Number	0000410819
Book / Page	57931 / 307
Map Reference	LB 51226 PG 67-127
Instrument Date	Jun 30, 2022
Instrument	410819
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,722.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 KALTER DR # 24, 24, TROY, MI 48098-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SUNDEW DR, TROY, MI 48098-5430

Mortgage

Document Number	0057932574
Date	Jul 8, 2022
Instrument	57932/574

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,557.00 (+4.99%)
2023			$305,200
2022	$5,293.00	$152,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Kalter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Kalter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20