46 Joseph St, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 46 Joseph St, Springfield, MA 01119

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,764 sqft · built 1986
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2020)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Dec 2024 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07150 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07150 P:0003`
Alternative APN	`71500003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	9,601 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	71500003
Street Address	46 JOSEPH ST
City	SPRINGFIELD
State	MA
Zip	01119
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1002
Census Tract	801502

Owner

Source: Hampden County and Springfield City records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 JOSEPH ST, SPRINGFIELD, MA 01119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Apr 30, 2020	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	202021673
Deed Book / Page	23189 / 370
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	23189-370
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	46 JOSEPH ST, SPRINGFIELD, MA 01119
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025707-85
Date	Dec 24, 2024
Book Page	25707/85
Instrument	61105

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2044

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 30, 2020
Property Address	46 JOSEPH ST, SPRINGFIELD, MA 01119
Document Number	23189-370
Book / Page	23189 / 370
Instrument Date	Apr 28, 2020
Instrument	21673
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	419 MONTCALM ST, CHICOPEE, MA 01020-4023

Mortgage

Document Number	21674
Date	Apr 30, 2020
Instrument	21674

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,109.00 (+7.44%)	$325,800 (+16.82%) Land $39,700 Building $286,100
2023	$4,755.00	$278,900 Land $35,100 Building $243,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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