Essex County and Fairfield Township property record for 46 John St, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,662 sqft · built 1975 |
| Lot Size | 0.319 acres (13,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Nov 2025) |
| Tax Bill | $11,117 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2025 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-03602-0000-00011 |
| Primary APN | 07-03602-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,662 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 13,900 sqft (0.319 acres) |
| Lot Dimensions | 139 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001441 |
|---|---|
| Street Address | 46 JOHN ST |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100X139 |
| Legal Subdivision | MAPLE PARK ESTATES |
| Legal Block | 3602 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 21601 |
46 John St is owned and occupied by an individual who bought it in November 2025.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Nov 13, 2025 | Deed, Transfer GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REAL EST MTG NTWK |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on File |
| Deed Sale | Nov 13, 2025 · Amount on File |
| Prior Sale | Dec 14, 2004 · Amount on File |
| Deed Document Number | 202570706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 5, 2026 |
| Property Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000030304 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202630304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000030304, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202630304 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 13, 2025 |
| Property Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000070706 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025070706 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 MIDDLE HWY, EAST HAMPTON, NY 11937-3813 |
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000038821 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST FAIRFIELD NJ 070041440, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000038821 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 38821 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 JOHN ST, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000027235 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST FAIRFIELD NJ 070041440, FAIRFIELD, NJ 07004-1440 |
| Document Number | 0000027235 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 27235 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2048 |
The 2025 property tax bill for 46 John St was $11,117, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,200 (-) Land $283,900 Building $250,300 | $534,200 (-) Land $283,900 Building $250,300 | |
| 2025 | $11,117.00 (-2.57%) | $534,200 Land $283,900 Building $250,300 | $534,200 Land $283,900 Building $250,300 |
| 2024 | $11,410.00 | ||
| 2023 | $534,200 Land $283,900 Building $250,300 | $534,200 Land $283,900 Building $250,300 | |
| 2022 | $10,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 John St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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