Middlesex County and Cambridge City property record for 46 Jfk St, Cambridge, MA 02138
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,996 sqft · built 1875 |
| Lot Size | 0.122 acres (5,317 sqft) |
| Owner | 2 Company Names on File |
| Deeds & Mortgages | Feb 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-4 |
| Primary APN | 162-4 |
|---|---|
| Alternative APN |
|
| Units | 3 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 6,996 sqft Total Area |
| Gross Area | 10,176 sqft |
| 1st Floor Area | 2,544 sqft |
| Basement Area | 2,544 sqft |
| Unfinished Basement | 2,544 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,317 sqft (0.122 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 JFK ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02138 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BB-HSQ |
| Legal Lot Number | 4 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 353900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harvard Square Historic District (Boundary Increase) listed 1988 · 108 contributing resources · NRIS 86003654 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 Jfk St, a commercial property, is owned by a company.
Source: Middlesex County and Cambridge City records, as of April 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 132, KINGSTON, MA 02364-0132 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 46 JFK ST, CAMBRIDGE, MA 02138-4941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082463-140 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 82463/140 |
| Instrument | 12659 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $3,513,900 (-8.54%) Land $2,654,200 Building $859,700 |
| 2024 | $3,841,900 Land $3,453,900 Building $388,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46 Jfk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 46 Jfk St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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