46 Jay St, Lock Haven, PA 17745 Property Records

Clinton County property record for 46 Jay St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,453 sqft · built 1952
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (May 2020)
Tax Bill	$2,434 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-18740`

Property Details

APN / Parcel Number

Primary APN	`36-18740`
Alternative APN	`1A-H-0025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	3,574 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	2,128 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1A-H -0025
Street Address	46 JAY ST
City	LOCK HAVEN
State	PA
Zip	17745-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60 X 170
Jurisdiction	CLINTON PA
Township / Civil Division	WOODWARD
Census Block Group	2
Census Block	2055
Census Tract	30300

Owner

46 Jay St is owned and occupied by an individual who bought it in May 2020.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 JAY ST, LOCK HAVEN, PA 17745-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	May 5, 2014 · Amount on File
Deed Document Number	20201755
Prior Transfer Date	May 2, 2014
Prior Transfer Doc	0201401457
Record Updated	Jun 8, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 13, 2020
Property Address	46 JAY ST, LOCK HAVEN, PA 17745-1819
Document Number	2020001755
Instrument Date	May 6, 2020
Instrument	2020-001755
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JAY ST, LOCK HAVEN, PA 17745-1819

Mortgage

Document Number	2020001756
Date	May 13, 2020
Instrument	2020-001756

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 46 Jay St was $2,434 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Woodward Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,434.00 Homeowner's exemption	$97,900 Land $18,900 Building $79,000
2023	$2,256.00	$97,900 Land $18,900 Building $79,000
2008			$97,900 Land $18,900 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Jay St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1984–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50