46 Janie Dr, Clyde, NC 28721 Property Records

Haywood County property record for 46 Janie Dr, Clyde, NC 28721

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,710 sqft · built 2021
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2021)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8647-73-5019`

Property Details

APN / Parcel Number

Primary APN	`8647-73-5019`
Alternative APN	`266752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Heated Area
Gross Area	1,830 sqft
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	9,975 sqft (0.229 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	266752
Street Address	46 JANIE DR
City	CLYDE
State	NC
Zip	28721-0378
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	#9 GREENMOORE
Legal Subdivision	GREENMOORE
Legal Unit	9
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1015
Census Tract	920400

Owner

46 Janie Dr, a residential property, is owned and occupied by an individual who bought it in April 2021.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	46 JANIE DR, CLYDE, NC 28721-0378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Jan 5, 2026	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Apr 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 22, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	20214907
Deed Book / Page	1028
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	46 JANIE DR, CLYDE, NC 28721-0378
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010561381
Date	Feb 28, 2022
Book Page	1056/1381
Instrument	2022002173

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	46 JANIE DR, CLYDE, NC 28721-0378
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011440669
Date	Jan 5, 2026
Book Page	1144/669
Instrument	2026000053

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Amount	Amount on Record
Term	299 Months
Due	Dec 16, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 23, 2020
Property Address	46 JANIE DR, CLYDE, NC 28721-0378
Document Number	0009952361
Book / Page	000995 / 002361
Instrument Date	Apr 22, 2020
Instrument	3612
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 22, 2021
Property Address	46 JANIE DR, CLYDE, NC 28721-0378
Document Number	0010281028
Book / Page	1028
Map Reference	CAB D SL 1290
Instrument Date	Apr 15, 2012
Instrument	2021004907
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JANIE DR, CLYDE, NC 28721-0378

Tax Assessment & Valuation

The 2025 property tax bill for 46 Janie Dr was $1,841.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,800 (-) Land $20,100 Building $238,700
2025	$1,841.00	$258,800 Land $20,100 Building $238,700	$258,800 Land $20,100 Building $238,700
2023		$258,800 Land $20,100 Building $238,700	$258,800 Land $20,100 Building $238,700
2021			$258,800 Land $20,100 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Janie Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Janie Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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