Worcester County and Harvard Town property record for 46 Jacob Gates Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,788 sqft · built 1976 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,385 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:32 B:81 |
| Primary APN | HARV M:32 B:81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 5,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250320008100000 |
|---|---|
| Street Address | 46 JACOB GATES RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 81 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 761401 |
46 Jacob Gates Rd is owned and occupied by two individuals who acquired it in December 2022.
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 JACOB GATES RD, HARVARD, MA 01451-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2022 |
| Transfer Doc | 068600-162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Dec 14, 2022 |
| Property Address | 46 JACOB GATES RD, HARVARD, MA 01451-1823 |
| Document Number | 068600-162 |
| Book / Page | 68600 / 162 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 131609 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 JACOB GATES RD, HARVARD, MA 01451-1823 |
The 2025 property tax bill for 46 Jacob Gates Rd was $13,385, up 5% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,385.00 (+5.03%) | $855,300 (-) Land $270,500 Building $584,800 | |
| 2024 | $12,744.00 (-1.1%) | $855,300 (+10.25%) Land $270,500 Building $584,800 | $1,009,945 |
| 2023 | $12,886.00 | $775,800 Land $250,600 Building $525,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Jacob Gates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Jacob Gates Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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