46 Jackson St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 46 Jackson St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,665 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$370,000 (2023)
Tax Bill	$4,308.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`AYER M:019 B:0000 L:0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,665 sqft Living Area
Basement Area	1,110 sqft Basement
Unfinished Basement	1,110 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1988
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,841 sqft (0.18 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	46 JACKSON ST
City	AYER
State	MA
Zip	01432-1137
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	60
Jurisdiction	AYER MA
Minor Civil Division	AYER
Census Blockgroup	1
Census Block	1004
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0060

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 JACKSON ST, AYER, MA 01432-1137
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Deed Book / Page	81757 / 304
Record Refreshed	Sep 20, 2026

July 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	AYER MA
Recording Date	Jul 11, 2023
Property Address	46 JACKSON ST, AYER, MA 01432-1137
Document Number	081757-304
Book / Page	81757 / 304
Instrument Date	Jul 11, 2023
Instrument	75882
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	46 JACKSON ST, AYER, MA 01432-1137

Mortgage

Document Number	0000075883
Date	Jul 11, 2023
Instrument	75883

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,308.00 (+4.01%)	$360,200 (+8.01%) Land $134,200 Building $226,000	$426,075 (+5.65%)
2024			$403,275
2023	$4,142.00	$333,500 Land $143,600 Building $189,900

Flood & Wildfire

46 Jackson St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.