Middletown Town property record for 46 Island Dr, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,468 sqft · built 2000 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jun 2015) |
| Tax Bill | $10,920 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201500502 |
| Primary APN | 201500502 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 4,817 sqft |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 1,309 sqft |
| Unfinished Basement | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 201500502 |
|---|---|
| Street Address | 46 ISLAND DR |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30A |
| Legal Lot Number | 805 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40304 |
Source: Middletown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 ISLAND DR, MIDDLETOWN, RI 02842-7508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES CU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on Record |
| Deed Sale | Jun 9, 2015 · Amount on Record |
| Prior Sale | Apr 30, 2001 · Amount on Record |
| Deed Book / Page | 1429 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 46 ISLAND DR, MIDDLETOWN, RI 02842-7508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001879-227 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 1879/227 |
| Instrument | 1669 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 46 ISLAND DR, MIDDLETOWN, RI 02842-7508 |
| Document Number | 1672-132 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 ISLAND DR MIDDLETOWN RI 028427508, MIDDLETOWN, RI 02842-7508 |
| Document Number | 1672-132 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 001672/000132 |
| Instrument | 2950 |
| Name | BANKNEWPORT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 46 ISLAND DR, MIDDLETOWN, RI 02842-7508 |
| Document Number | 1622-111 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 ISLAND DR MIDDLETOWN RI 028427508, MIDDLETOWN, RI 02842-7508 |
| Document Number | 1622-111 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 001622/000111 |
| Instrument | 2825 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 31, 2029 |
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,920.00 (-11.96%) | $926,200 (-15.91%) Land $438,100 Building $488,100 | $1,027,920 |
| 2024 | $12,403.00 (+49.65%) | $1,101,500 (+67.32%) Land $613,400 Building $488,100 | |
| 2023 | $8,288.00 (+4.74%) | $658,300 (-) Land $307,400 Building $350,900 | |
| 2022 | $7,913.00 | $658,300 Land $307,400 Building $350,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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