St. Johns County property record for 46 Iris Creek Dr, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,730 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $812,000 (2023) |
| Tax Bill | $7,295.00 (2025) |
| Primary APN | 027972-1300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,338 sqft Gross Area |
| 1st Floor | 2,730 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 608 sqft Garage |
| Porch Area | 294 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 46 IRIS CREEK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3587 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 114/66-81 SILVER LANDING PHASE 2B LOT 130 OR5801/749 |
| Legal Subdivision | SILVER LANDING PHASE 2B |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027972-1300
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Affidavit, Transfer |
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Aug 01, 2023 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2023 · Amount on Record |
| Deed Sale | Aug 01, 2023 · Amount on Record |
| Deed Doc Number | 202359856 |
| Deed Book / Page | 5801 / 749 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Document Number | 0000060654 |
| Book / Page | 6402 / 369 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202660654 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Document Number | 0000060655 |
| Book / Page | 6402 / 370 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202660655 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Document Number | 0000060656, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202660656 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 01, 2023 |
| Property Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Document Number | 0058010749 |
| Book / Page | 5801 / 749 |
| Map Reference | MB 114 PG 66-81 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023059856 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,684.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630 |
| Name | Verified Name |
|---|---|
| Address | 46 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3587 |
| Document Number | 0005801751 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 5801/751 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,747 (+2.7%) | $599,027 (+6.85%) Land $140,000 Building $459,027 | |
| 2025 | $7,295.00 (-4.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $560,611 (-11.63%) | $560,611 (-11.63%) Land $130,000 Building $430,611 |
| 2024 | $7,651.00 (+402.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $634,356 (+534.36%) | $634,356 (+534.36%) Land $120,000 Building $514,356 |
| 2023 | $1,523.00 | $100,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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