St. Johns County property record for 46 Hutchinson Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,500 sqft · built 2019 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $386,000 (Nov 2019) |
| Tax Bill | $8,225 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023721-0450 |
| Primary APN | 023721-0450 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 2,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 HUTCHINSON LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89/53-88 BEACON LAKE PHASE 1 LOT 45 OR4835/1602 & 5320/1670(D/C) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
46 Hutchinson Ln is owned and occupied by an individual who bought it in November 2019.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 HUTCHINSON LN, SAINT AUGUSTINE, FL 32095-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Nov 21, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on File |
| Deed Sale | Nov 21, 2019 · Amount on File |
| Deed Document Number | 201987488 |
| Deed Book / Page | 4835 / 1602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 HUTCHINSON LN, SAINT AUGUSTINE, FL 32095-7429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 46 HUTCHINSON LN, ST AUGUSTINE, FL 32095-7429 |
| Document Number | 0053201674 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 5320/1674 |
| Instrument | 2021079523 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 46 HUTCHINSON LN, SAINT AUGUSTINE, FL 32095-7429 |
| Document Number | 0048351602 |
| Book / Page | 4835 / 1602 |
| Map Reference | MB 89 PG 53-88 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019087488 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 46 HUTCHINSON LN, SAINT AUGUSTINE, FL 32095-7429 |
| Document Number | 0048351604 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 4835/1604 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 46 Hutchinson Ln was $8,225 with exemptions applied, up 7.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,342 (+2.7%) | $517,683 (-2.58%) Land $120,000 Building $397,683 | |
| 2025 | $8,225.00 (+7.64%) Homeowner's exemption Widower's exemption | $370,343 (+2.9%) | $531,370 (+0.83%) Land $120,000 Building $411,370 |
| 2024 | $7,641.00 (+3.37%) Homeowner's exemption Widower's exemption | $359,906 (+3%) | $526,986 (+7.85%) Land $120,000 Building $406,986 |
| 2023 | $7,392.00 (+2.41%) Homeowner's exemption Widower's exemption | $349,423 (+3%) | $488,645 (+12.84%) Land $120,000 Building $368,645 |
| 2022 | $7,218.00 Homeowner's exemption Widower's exemption | $339,246 | $433,050 Land $95,200 Building $337,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Hutchinson Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Hutchinson Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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