Worcester County and Milford Town property record for 46 Howard St, Milford, MA 01757
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 2003 |
| Lot Size | 1.04 acres (45,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Aug 2012) |
| Tax Bill | $10,107 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:58 B:086 L:82 |
| Primary APN | MILF M:58 B:086 L:82 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 4,768 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,307 sqft (1.04 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 46 HOWARD ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | SOUTH CENTRAL ESTATES 02 |
| Legal Block | 86 |
| Legal Lot Number | 82 |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 744201 |
46 Howard St is owned and occupied by an individual who bought it in August 2012.
Source: Worcester County and Milford Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 HOWARD ST, MILFORD, MA 01757-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on File |
| Deed Sale | Aug 27, 2012 · Amount on File |
| Prior Sale | Apr 1, 2003 · Amount on File |
| Deed Book / Page | 49514 / 246 |
| Transfer Doc | 5081000232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 46 HOWARD ST, MILFORD, MA 01757-3649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068750-236 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 68750/236 |
| Instrument | 6469 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 46 Howard St was $10,107, up 1.8% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,107.00 (+1.8%) | $789,600 (+5.7%) Land $218,200 Building $571,400 | $643,530 |
| 2024 | $9,928.00 (+7.25%) | $747,000 (+16.61%) Land $209,500 Building $537,500 | |
| 2023 | $9,257.00 | $640,600 Land $174,500 Building $466,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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