46 Hillcrest Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 46 Hillcrest Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,642 sqft · built 1955
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Nov 2021)
Tax Bill	$6,327 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:07.18 B:00003 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:07.18 B:00003 L:00000`
Alternative APN	`4652`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,642 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4652
Street Address	46 HILLCREST RD
City	NIANTIC
State	CT
Zip	06357-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1014
Census Tract	870703

Owner

Source: East Lyme Town records · APN ELYM M:07.18 B:00003 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 HILLCREST RD, NIANTIC, CT 06357-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING
Nov 02, 2021	Deed, Transfer · Line of Credit PLANET HOME LENDING LLC
Nov 02, 2021	Deed, Transfer
Sep 09, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2021 · Amount on Record
Deed Sale	Nov 02, 2021 · Amount on Record
Prior Sale	Nov 02, 2021 · Amount on Record
Deed Document Number	20213712
Deed Book / Page	1069 / 18
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0001069-18
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Recording Date	Apr 20, 2026
Property Address	46 HILLCREST RD, NIANTIC, CT 06357-2053
Document Number	001132-938
Book / Page	1132 / 938
Instrument Date	Apr 13, 2026
Instrument	2026931
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HILLCREST RD, NIANTIC, CT 06357-2053

Mortgage

Document Number	0000000931,
Date	Apr 20, 2026
Book Page	1132/938
Instrument	2026931

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	EAST LYME CT
Recording Date	Nov 02, 2021
Property Address	46 HILLCREST RD, NIANTIC, CT 06357-2053
Document Number	0001069-18
Book / Page	1069 / 18
Instrument Date	Oct 14, 2021
Instrument	3712
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003713
Date	Nov 02, 2021
Instrument	3713

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	EAST LYME CT
Recording Date	Nov 02, 2021
Property Address	46 HILLCREST RD, NIANTIC, CT 06357-2053
Document Number	1069-16
Book / Page	1069 / 16
Instrument Date	Oct 14, 2021
Instrument	3711
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	46 HILLCREST RD, NIANTIC, CT 06357-2053
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1017-428
Date	Sep 09, 2019
Book Page	1017/428

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,327.00	$225,890 (-) Land $79,170 Building $146,720	$158,123 Land $55,419 Building $102,704
2024	$6,327.00 (+12.58%)
2023	$5,620.00 (+4.36%)	$225,890 (-) Land $79,170 Building $146,720
2022	$5,385.00	$225,890 Land $79,170 Building $146,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C, updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 2,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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