46 Hillcrest Dr, Willard, OH 44890 Property Records

Huron County property record for 46 Hillcrest Dr, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,232 sqft · built 1967
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jul 2019)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-036A-01-028-0000`

Property Details

APN / Parcel Number

Primary APN	`51-036A-01-028-0000`
Alternative APN	`513021`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,196 sqft
2nd Floor Area	1,036 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	513021
Street Address	46 HILLCREST DR
City	WILLARD
State	OH
Zip	44890-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1830
Legal Subdivision	CITY/WILLARD
Legal Lot Number	1830
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2004
Census Tract	916300

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 HILLCREST DR, WILLARD, OH 44890-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2019	Executor's Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Jul 17, 2006
Deed Document Number	20193799
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	46 HILLCREST DR, WILLARD, OH 44890-1609
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HILLCREST DR, WILLARD, OH 44890-1609

Mortgage

Document Number	0000006425
Date	Dec 12, 2025
Instrument	202512120006425

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	46 HILLCREST DR, WILLARD, OH 44890-1609
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110290008056
Date	Oct 29, 2021
Instrument	202110290008056

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Sep 1, 2049

July 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HURON OH
Recording Date	Jul 19, 2019
Property Address	46 HILLCREST DR, WILLARD, OH 44890-1609
Document Number	0000003799
Instrument Date	Jul 17, 2019
Instrument	201907190003799
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9 ENTIN RD STE 200, 200, PARSIPPANY, NJ 07054-5000
Mail Care Of	HOME POINT FINANCIAL CORPORATION

Mortgage

Document Number	0000003800
Date	Jul 19, 2019
Instrument	201907190003800

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (-5.56%)	$74,010 (-) Land $8,920 Building $65,090	$211,460 (-) Land $25,480 Building $185,980
2024	$2,556.00 (+30.54%)	$74,010 (+41.75%) Land $8,920 Building $65,090	$211,460 (+41.75%) Land $25,480 Building $185,980
2023	$1,958.00 (-1.36%)	$52,210 (-) Land $5,440 Building $46,770
2022	$1,985.00	$52,210 Land $5,440 Building $46,770
2021			$149,180 Land $15,540 Building $133,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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