46 Highland Down, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 46 Highland Down, Shoreham, NY 11786

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,056 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Aug 2025)
Tax Bill	$13,319 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-037.00-02.00-037.000`

Property Details

APN / Parcel Number

Primary APN	`0200-037.00-02.00-037.000`
Alternative APNs	`472289 037.00-02-037.000` `228903700000020370000000` `00001921030` `0001921030` `1921030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1921030
Street Address	46 HIGHLAND DOWN
City	SHOREHAM
State	NY
Zip	11786-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREHAM BEACH 2683 SEC 4 444 S 115
Legal Subdivision	SHOREHAM BEACH
Legal Block	7000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2018
Census Tract	158402

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 CARSTON ST, SELDEN, NY 11784-4010
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP
Nov 16, 2023	Deed, Transfer
Nov 5, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 16, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Book / Page	13306 / 920
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	1322000152
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 27, 2025
Property Address	46 HIGHLAND DOWN, SHOREHAM, NY 11786-1122
Document Number	0133060920
Book / Page	13306 / 920
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SAFECO TITLE INSURANCE COMPANY, SAFE HARBOR TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CARSTON ST, SELDEN, NY 11784-4010

Mortgage

Document Number	0023678938
Date	Aug 27, 2025
Instrument	23678/938

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 16, 2023
Property Address	46 HIGHLAND DOWN, SHOREHAM, NY 11786-1122
Document Number	0132260152
Book / Page	13226 / 152
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	46 HIGHLAND DOWN, SHOREHAM, NY 11786-1122

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 HIGHLAND DOWN, SHOREHAM, NY 11786-1122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229750236
Date	Nov 5, 2018
Book Page	22975/236

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2046

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 16, 2017
Property Address	46 HIGHLAND DOWN, SHOREHAM, NY 11786-1122
Document Number	0129250441
Book / Page	012925 / 000441
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 119TH ST COLLEGE POINT NY 113562515, COLLEGE POINT, NY 11356-2515
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,420 (-) Land $345 Building $3,075	$712,500 (+12.5%) Land $65,094 Building $580,189
2024	$13,319.00 Veteran's exemption	$3,420 (-) Land $345 Building $3,075	$633,333 (+9,900.52%) Land $63,889 Building $569,444
2023		$3,420 Land $345 Building $3,075	$6,333 Land $639 Building $5,694

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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