46 High St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 46 High St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,700 sqft · built 1898
Lot Size	1.06 acres (46,304 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Nov 2020)
Tax Bill	$5,494 (2025)
Deeds & Mortgages	Jan 2024 Refinance Dec 2023 Refinance + 1 more
APN	`WINC M:5C3 B:0 L:163`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5C3 B:0 L:163`
Alternative APN	`WCDN M:5C3 B:0 L:163`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,700 sqft Living Area
Gross Area	7,249 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,304 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	46 HIGH ST
City	WINCHENDON
State	MA
Zip	01475-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	163
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2000
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 HIGH ST, WINCHENDON, MA 01475-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Nov 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	2020140147
Deed Book / Page	63762 / 45
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	63762-45
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	46 HIGH ST, WINCHENDON, MA 01475-1724
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070095-1
Date	Jan 16, 2024
Book Page	70095/1
Instrument	3233

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	46 HIGH ST, WINCHENDON, MA 01475-1724
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069947-66
Date	Dec 1, 2023
Book Page	69947/66
Instrument	100758

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Nov 17, 2020
Property Address	46 HIGH ST, WINCHENDON, MA 01475-1724
Document Number	63762-45
Book / Page	63762 / 45
Instrument Date	Nov 16, 2020
Instrument	140147
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HIGH ST, WINCHENDON, MA 01475-1724

Mortgage

Document Number	140148
Date	Nov 17, 2020
Instrument	140148

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,494.00 (+0.51%)	$467,600 (+7.27%) Land $48,100 Building $419,500	$600,875 (+9.62%)
2024	$5,466.00 (+14.98%)	$435,900 (+22.86%) Land $43,800 Building $392,100	$548,150
2023	$4,754.00	$354,800 Land $41,600 Building $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High St

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